|
Share Account Fees |
|
|
|
|
• Account Opening |
|
$ 5.00 |
|
per account |
• Account Closing (Prior to 6 Months) |
|
$ 10.00 |
|
per account |
• Inactivity Fee |
|
$ 1.00 |
|
per month 1 |
• Minimum Balance Charge |
|
$ 2.50 |
|
per month |
• IRA • Opening |
|
$ 5.00 |
|
per account |
• IRA • Maintenance |
|
$ 15.00 |
|
per account |
• IRA • Termination |
|
$ 25.00 |
|
per account |
|
|
|
|
|
|
|
Share Draft Account Fees |
|
|
|
|
• Copy of Draft |
|
$ 3.00 |
|
per draft |
• Copy of Draft (faxed) |
|
$ 10.00 |
|
per draft |
• Draft Opening |
|
$ 5.00 |
|
per account |
• |
Monthly Service Fee |
|
|
|
|
|
• Standard Account |
|
$ 2.50 |
|
per account |
|
• Business Account |
|
$ 10.00 |
|
per account |
• NSF Fee (Inc. Preauthorized Debits) |
|
$ 25.00 |
|
per item |
• Overdraft Honor Fee |
|
$ 10.00 |
|
per item honored |
• Overdraft Transfer |
|
$ 8.00 |
|
per transfer |
|
|
|
|
|
|
|
Other Service Fees (applicable to all accounts) |
• |
Account Reconciled / Research |
|
$ 15.00 |
|
per hour |
• |
Cashed Item Return Fee |
|
$ 25.00 |
|
per item |
• |
Credit Union Draft |
|
$ 1.00 |
|
per draft |
• |
Deposited Item Return Fee |
|
$ 15.00 |
|
per item |
• |
Early Withdrawal Club #61 |
|
$ 10.00 |
|
per withdrawal |
• |
Excessive Maintenance Fee |
|
$ 25.00 |
|
per occurrence |
• |
Late Payment Charges |
|
|
|
|
|
• |
Consumer Loans |
|
$ 20.00 |
|
per late payment |
|
• |
Mortgage Loans |
** Five Percent (5%) of Payment ** |
• |
Letter of Verification (Standard) |
|
$ 2.00 |
|
per verification |
• |
Letter of Verification (Mortgage) |
|
$ 10.00 |
|
per verification |
• |
Missing Address – Returned Mail |
|
$ 2.00 |
|
per month |
• |
Money Order Fee |
|
$ 1.00 |
|
per money order |
• |
Mortgage Amortization Schedule |
|
$ 10.00 |
|
per schedule |
• |
Mortgage Application Fees |
|
|
|
|
|
• |
1ST Mortgage - In house Loans |
|
$ 425.00 |
|
per application (N/R) |
|
• |
Home Equity - Appraisal Fee |
|
$ 350.00 |
|
per application (N/R) |
• |
Notary Fee |
|
|
|
|
|
• |
Member |
|
$ 2.00 |
|
per item |
|
• |
Non-member |
|
$ 5.00 |
|
per item |
• |
Statement Copy / History |
|
$ 3.00 |
|
per statement / month |
• |
Stop Payment (ACH included) |
|
$ 20.00 |
|
per item |
• |
Tax Levy Processing |
|
$ 10.00 |
|
per levy |
• |
Teller Assisted Copy / Fax |
|
$ 1.00 |
|
per page |
• |
Telephone Transaction |
|
$ 2.00 |
|
per transaction |
• |
Travelers Checks |
** Price varies with style ** |
• |
Wire Transfer Charges |
|
|
|
|
|
• |
Incoming |
|
$ 10.00 |
|
per wire |
|
• |
Outgoing |
|
$ 20.00 |
|
per wire |
|
• |
International |
|
$ 30.00 |
|
per wire |
|
|
|
|
|
|
|
Electronic Funds Transfer Fees |
|
|
• |
ATM/VISA Check Card Fee |
|
|
|
|
|
(Including PIN Replacements) |
|
$ 10.00 |
|
per card |
• |
ATM Transaction Fees |
|
$ 1.00 |
|
per transaction after 4 |
|
|
|
|
|
|
|
1 Inactivity fee starts after 12 months of inactivity. |
|
|
N/R = Non-Refundable |
|
|
|
|
|
|
|
|
|
|
|
Revised December 2005 |
|
|
