• Gerard, Board Chairperson
  Elected to the board in 2001, Gerard has served as the vice chair from 2004 through 2009; and most recently was elected as chairperson.  He serves in a dual capacity; as he is not only chair of the board of directors, but is also the supervisory committee chairperson.  Gerard’s tireless and selfless efforts on behalf of the members of the credit union have been a welcomed addition by all.  He is the owner of two retail stores in Howland, Maine.  Gerard is community minded, and has expressed strong interest in all matters that affect the community, including credit union matters.  Prior to moving to the area and purchasing the retail stores, Gerard worked in retail management for over 19 years, including managing large, multi-million dollar stores with an excess of 100 employees.  Gerard resides in Enfield with his wife and children.  He has served on many non-profit and church committees, and enjoys camping, hunting, fishing, church and spending time with his family.

• John, Vice Chairperson
  John was elected to the board at 2008 Annual Meeting, and has most recently been elected as the vice chairperson of the board.  John currently resides in Enfield with his wife.  A graduate of Penobscot Valley High School, he received a BS in Electrical Engineering from the Universit of Maine.  He has served on the town of Enfield Planning board as a chairperson for ten years, and has been active with the boyscouts serving as Assistant Scoutmaster and Scoutmaster in Enfield for several years.  John is currently employed as a Senior Engineer in Millinocket and is a Licensed Professional Engineer in Maine, New Hampshire and North Carolina.

• Judith, Secretary

Judy joined the supervisory committee in 2008, and decided to become a take a larger role by joining our board of directors in 2009.  Judy will continue to help our supervisory committee until a replacement can be found.  She is a resident of Howland, and is a retired teacher from the Millinocket area, where she taught for 31 years.  Judy currently serves on the MSAD 31 board of directors, serving on several committees and Chairing the Personnell and Negotiation Committees. She also serves on the Region 3 board, working on the Budget and Negotiations Committee.  You may also see Judy the next time you vote in Howland, where she serves as a ballot clerk.  Welcome Judy!

 

• William, Board Member

William was elected to our board at the 2009 Annual Meeting.  A resident of Howland, where he resides with his family, Will is a teacher at Penobscot Valley High School.  He is also a business owner with over 25 years of experience.  Will has also remained active within the local community, serving on several boards including the Howland Planning Board, which he currently chairs.  Additionally, Will serves on the Howland Housing Network and Health Access Network.

• Peter, Board Member
  Peter first joined the board in 1999, replacing one of the credit union’s retiring board members.  In becoming a credit union volunteer, Peter is carrying on a tradition set by his parents, who were founding members of the Howland-Enfield Federal Credit Union.  In his first year, Peter served as the board Secretary.  The following year he was appointed the chairman of the board, a position he held from 2000 through 2004.  An Associate Broker and Sales Agent at ERA McPhail in Lincoln, Maine, Peter is a graduate of Penobscot Valley High School and Husson College, where he earned a Bachelor’s Degree in Business Administration.  He resides in Lowell with his family.  His interests include spending time with family, fishing, and other outdoor activities.

• Joseph, Board Member
  Joseph was first elected to the board in 2005, and is currently serving his second term.  He resides in Howland with his wife, and is a graduate of St. John’s Preparatory School in Danvers, MA and Northeastern University in Boston, MA.  Joseph is Registered Professional Engineer in both Massachusetts and New Hampshire. He brings with him relevant experience sub-contracting for Management Engineering of Portland for business plans, marketing and loan applications.

• Ellen, Board Member

Ellen is a long-term member of our credit union, and resides in Enfield with her family.  She is employed by MSAD 31, where she has worked for the past 20 years; 16 as a classroom science teacher and the past four as the library media specialist.   Ellen has been active within the local community serving as the treasurer of the Penobscot Valley Education Association for the past 12 years, treasurer and coordinator of the Common Cents Co-op since 1985, and as a past Girl Scout leader. 

• Marisa, Supervisory Committee
  Marisa joined the supervisory committee in 2008.  She resides in Howland with her family, and has been an active member of our community.  Marisa is a long-term member of the credit union. 

• Elizabeth, Supervisory Committee

          Elizabeth is our newest volunteer. A longtime credit union member and member

          of our community, Elizabeth is a welcomed addtion to our volunteer committee.